Nadeem has held several senior management positions with Citigroup in all major financial centers. Whilst based in the UK before his appointment in Iraq, he was instrumental in starting and managing CitiSolutions, the consumer bank’s financial advisory and services division for Western Europe, where the expected strength of the distribution force was 20,000 individuals, making it the largest in Western Europe. The target market was the middle-income individual who was under served.
Prior to his UK assignment, Nadeem served as General Manager and Head of Consumer Banking for Citibank, Pakistan. Under his guidance, Citibank Pakistan pioneered the concept of consumer banking, with the introduction of credit cards, auto mobile financing and residential mortgage financing. Nadeem effectively turned the bank around after it went into loss due to the freezing of foreign currency accounts in 1998. During this time, Nadeem was appointed to the Board of Directors for Pakistan's prestigious Institute of Business Administration, served as Chairman of the Y2000 Bank Committee and the Overseas Chamber of Commerce and was a member of the Government of Pakistan Investment Advisory Board.
As Country Risk Manager with Citigroup in Hong Kong and China, Nadeem was responsible for managing a portfolio of $4 billion in risk assets associated with the hand over of sovereignty from the UK to China. While in Hong Kong, he was instrumental in establishing a liquidity and asset protection program.
Nadeem also worked in New York, Greece, Bahrain and Riyadh for Citibank in credit, risk and relationship management roles. Nadeem joined Citibank in Saudi Arabia in 1979 immediately after receiving his BA in Economics and Accounting from Muhlenberg College in Pennsylvania